Growth Studio Agency (GSA) - Comprehensive Services Disclaimer

Important Disclaimer

Service Definition & Business Model: Growth Studio Agency (GSA) is a marketing technology and strategic growth consultancy that provides white-label marketing infrastructure, systems development, and educational content creation services exclusively to licensed Australian financial services businesses. We do not operate as a lead generation company, referral service, or financial advice provider.

No Financial Services Provided: Growth Studio Agency (GSA) does not hold an Australian Financial Services Licence (AFSL) and does not provide financial advice, recommendations, or financial services of any kind. We do not sell, recommend, or endorse any financial products, services, or investment strategies. All financial content we create is educational in nature and developed for use by our licensed financial services clients under their own brand and compliance frameworks.

White-Label Service Provider: All marketing materials, websites, forms, assessments, educational content, and consumer interactions are created and deployed under our clients' brands, licenses, and compliance obligations. We operate solely as a service provider to licensed financial services businesses and do not have direct relationships with end consumers seeking financial advice.

No Consumer Advice or Recommendations: Any educational content, tools, or resources developed by Growth Studio Agency (GSA) are created for informational purposes only and do not constitute financial advice, recommendations, or suggestions. Consumers should always seek independent professional financial advice from a licensed financial adviser regarding their specific circumstances before making any financial decisions.

Data Processing and Privacy: Growth Studio Agency (GSA) may process consumer data solely as a data processor on behalf of our licensed financial services clients. All consumer data belongs exclusively to our clients. We do not collect, store, sell, share, or use consumer data for our own purposes. Data processing is conducted in accordance with Australian Privacy Principles and our clients' privacy policies.

No Performance-Based Compensation: Growth Studio Agency (GSA) operates on fixed monthly service agreements with our clients and does not receive performance-based fees, commissions, referral payments, or any form of outcome-based compensation related to consumer appointments, product sales, or investment outcomes

No Product Provider Relationships: Growth Studio Agency (GSA) has no financial relationships, partnerships, or commercial arrangements with any financial product providers, investment managers, insurance companies, or other financial services entities beyond our direct clients.

Third-Party Content and References: Educational materials may reference publicly available information, market data, or third-party research. We do not endorse or guarantee the accuracy of third-party information. Any references to market trends, investment performance, or economic data are for educational purposes only and should not be relied upon for investment decisions.

Technology and Systems Disclaimer: Growth Studio Agency (GSA) provides marketing technology solutions and digital infrastructure services. We do not guarantee system uptime, data transmission security, or technical performance. Our clients remain responsible for their own compliance, data security, and consumer protection obligations when using our services.

No Consumer Relationship: Growth Studio Agency (GSA) does not establish, maintain, or have direct relationships with consumers seeking financial advice. All consumer interactions are facilitated by and remain the responsibility of our licensed financial services clients.

Confidentiality Notice: This communication contains confidential and proprietary business information. If you are not the intended recipient, you must not use, disclose, or distribute this information. Please contact us immediately and delete all copies.

Intellectual Property & Client Asset Ownership: All content, systems, processes, and materials developed by Growth Studio Agency (GSA) are our intellectual property during development. However, upon completion and delivery, all client-specific marketing assets, content, branding materials, and customised systems become the exclusive intellectual property of the respective client and are protected by Australian copyright and intellectual property laws. GSA retains ownership of proprietary methodologies, templates, and underlying technology frameworks. Unauthorised reproduction, distribution, or commercial use of GSA's proprietary methods is prohibited.

Limitation of Liability: To the maximum extent permitted by law, Growth Studio Agency (GSA) disclaims all liability for any loss, damage, or expense arising from the use of our services, third-party actions, technical failures, or reliance on any information provided through our services.

This disclaimer applies to all services, communications, and materials provided by Growth Studio Agency (GSA) and should be read in conjunction with our Terms of Service and Privacy Policy.